Lend in Colombia without funding an impostor
Verify applicants at the point of sale or over WhatsApp before approving, in seconds and without stopping the sale.
The problem
- 01
Origination fraud
Loans are approved in minutes, and so is fraud.
- 02
ID cards with a swapped photo
Visual checks miss a substituted photo.
- 03
Same fraudster, new identity
Someone who got through once comes back with another ID card.
How UNICUS solves it
The regulation behind it
Law 2573
What you gain with UNICUS
Approve fast without funding fraud: UNICUS verifies the applicant inside your existing origination flow.
Seconds at the point of sale
Your agent sends a link or uses the SDK; the customer verifies on their phone and the sale keeps moving.
Altered ID cards, caught
UNICUS checks the Colombian ID and detects swapped or manipulated photos that a visual check misses.
Repeat fraudsters, flagged
1:N search compares the face with earlier verifications and alerts you when the same person shows up under another identity.
Automated decisions, edge cases to review
Your system receives approved, rejected or review through the API, and you decide which cases go to an analyst.
See UNICUS working on your own use case
30 minutes with our team. We show you the live flow and review your current process.