Verify the policyholder at onboarding and at claim time
Confirm who buys the policy and who files the claim in Colombia, without asking them to visit an office.

The problem
- 01
Digital sales without presence
You never meet the policyholder in person.
- 02
Claims fraud
A third party files a claim in the policyholder’s name.
- 03
SFC supervision
Remote onboarding requires effective identity verification.
How UNICUS solves it
The regulation behind it
SFC Basic Legal Circular
What you gain with UNICUS
Sell policies and handle claims online knowing who is on the other side.
Reliable remote onboarding
3D liveness and ID verification when the policy is issued, for effective non-face-to-face onboarding.
Claims filed by the policyholder
At claim time the policyholder authenticates with their face and UNICUS compares it with the onboarding record.
No branch visits
Policyholders verify on their phone with a link, also for renewals and beneficiary changes.
Evidence for audits
Every verification is recorded with result, timestamp, consent and audit trail.
See UNICUS working on your own use case
30 minutes with our team. We show you the live flow and review your current process.